Nayagarh DCCB Logo Left

ନୟାଗଡ଼ ଜିଲ୍ଲା କେନ୍ଦ୍ର ସମବାୟ ବ୍ୟାଙ୍କ ଲିଃ.

NAYAGARH DISTRICT CENTRAL CO-OPERATIVE BANK LTD.

Estd. 1940 • Farmer`s Friend

Nayagarh DCCB Logo Right

Deposit Schemes

Safe, flexible and rewarding deposit options for farmers, traders, salaried customers and self-help groups across Nayagarh district.

SAVINGS & INVESTMENTS

Choose the Right Deposit for Your Needs

From regular savings to long-term investment deposits, Nayagarh DCCB offers a complete range of customer-friendly deposit schemes with attractive interest rates.

Why Keep Your Deposits with Nayagarh DCCB?

  • Higher rate of interest on eligible deposits (as per bank guidelines).
  • Safe & secure – your money stays within the co-operative banking network.
  • Core banking enabled branches with NEFT / RTGS / IMPS facilities.
  • ATM & Micro-ATM access through selected PACS / branches.
  • Friendly staff and customer-first service across the district.
TIP FOR CUSTOMERS

Plan Your Deposits Smartly

Keep a Savings Account for day-to-day needs, use Recurring Deposits for monthly savings, and choose Fixed / Re-investment Deposits for higher returns on surplus funds.

Savings Bank Account

Ideal for individuals, students, farmers and salaried persons to park their regular savings with liquidity.

  • Attractive rate of interest on daily / monthly balance.
  • Passbook facility at home branch.
  • Easy cash deposit & withdrawal across our branches / extension counters.
Best for day-to-day savings

Current Account

Designed for traders, business units, PACS and institutions requiring frequent transactions.

  • No limit on number of deposits and withdrawals (as per bank norms).
  • Cheque book facility for eligible customers.
  • RTGS / NEFT for quick settlement of business payments.
Best for business customers

Fixed Deposit

Park your surplus funds for a fixed period and earn higher assured returns.

  • Flexible tenors from short-term to long-term (as per bank scheme).
  • Attractive interest rates with quarterly / half-yearly options.
  • Loan / overdraft facility against deposit may be available.
Best for lump-sum investment

Purnendu / Re-Investment Deposit

A special deposit where interest is compounded and re-invested, giving you a larger maturity value.

  • Interest added back to principal at periodical rests.
  • Suitable for medium to long-term savings goals.
  • Ideal for children’s education, marriage or future corpus.
Best for long-term goals

Recurring Deposit

Deposit a fixed amount every month and build a disciplined savings habit.

  • Small monthly instalments as per your capacity.
  • Attractive interest similar to term deposits.
  • Ideal for farmers, employees and small businesses.
Best for monthly savers

Daily Deposit Scheme

Suited for small traders and self-employed persons who prefer small daily savings.

  • Daily collection through authorised bank staff / agents (where available).
  • Helps build sizeable savings from small amounts.
  • Amount repayable with interest on maturity.
Best for micro-savings