Higher Interest on Deposits
Higher rate of interest on all sorts of deposit schemes to encourage savings among members and customers.
ନୟାଗଡ଼ ଜିଲ୍ଲା କେନ୍ଦ୍ର ସମବାୟ ବ୍ୟାଙ୍କ ଲିଃ.
NAYAGARH DISTRICT CENTRAL CO-OPERATIVE BANK LTD.
ନୟାଗଡ଼ ଜିଲ୍ଲା କେନ୍ଦ୍ର ସମବାୟ ବ୍ୟାଙ୍କ ଲିଃ.
Key banking services, loan products and technology facilities offered by Nayagarh District Central Co-operative Bank Ltd.
Drawing from the Annual Report, the following are some of the major services and facilities made available to our members and customers.
Higher rate of interest on all sorts of deposit schemes to encourage savings among members and customers.
Agricultural loan through Kisan Credit Card (K.C.C.) at 5% interest. Prompt repayment by K.C.C. holders before the due date or within 1 year earns an additional 3% interest benefit.
Coverage of insurance for K.C.C. holders up to Rs. 50,000/- under PAIS, providing protection against unforeseen risks.
Housing Loan, Cash Credit Loan, Loans on Postal Security, Gold Loan, Loans under S.C.C. Scheme, Personal Loan, JLG and other schemes approved by NABARD.
Branches are computerised to provide quicker, more accurate and efficient customer service across all counters.
Draft facilities available throughout the country at very competitive exchange rates in comparison to other banks.
Special Poultry (Banaraj) loan schemes available for SC / ST beneficiaries to support income-generation and livelihood.
Opening of No-Frill Accounts and Financial Literacy Centres to facilitate rural people under financial inclusion, with assistance from NABARD.
Core Banking Solution enabling anywhere banking within the bank’s network, improving connectivity between branches and PACS.
Facilities for electronic transfer of funds through RTGS, NEFT and IMPS, ensuring safe and fast movement of money.
ATM services to provide convenient cash withdrawal and basic banking transactions beyond branch working hours.
Steps are being taken to provide Micro ATM services through different PACS points, bringing banking closer to villages.